Ruth Garza

Senior Personal Insurance Specialist/Branch Manager

Ruth Garza - Inszone Insurance Personal Insurance Specialist/Branch Manager

Ruth Garza is a Senior Personal Insurance Specialist/Branch Manager at Inszone Insurance Services. Originally with Yuma Foothills Insurance since May of 1999, Ruth became a member of the Inszone team following our merger in September 2021. She is a seasoned insurance professional with over 21 years of experience in Property and Casualty. Ruth is passionate about the services she provides to all her customers and loves to help them with all their insurance needs.

On her off time, Ruth loves to spend time with her husband, family, and enjoys family trips. Ruth’s favorite pastime is reading books.


Rated 5 out of 5
5 out of 5 stars (based on 24 reviews)
Very good0%

LA Rawleigh

Rated 5 out of 5
20 May, 2022

Ruth is a very knowledgeable , caring professional in her field.
She is prompt and knows a vast amount of knowledge on insurance ,thank you Ruth for giving your clients customer service excellence in Yuma and the surrounding area .

Not A Business

Renee Lehner

Rated 5 out of 5
28 April, 2022

Ruth is the best. She is always prompt to answer any questions, always so sweet and professional!! She provides outstanding customer service. We really appreciate her!!


Janice L. Cyphers 4/26/22

Rated 5 out of 5
26 April, 2022

She was there for me, knows what she is doing, helpful, and is easy to do business with. Thank you Ruth.

Not a Business

Renee Lehner

Rated 5 out of 5
11 March, 2022

Ruth is always quick to answer any questions or provide a quote. We are house hunting and I have asked for several quotes over the last 5 months. Ruth is always friendly, helpful and professional!! I wish everyone had the outstanding customer service that Ruth provides!! Thanks


Joe Schworm

Rated 5 out of 5
8 March, 2022

Ruth , Was very quick to quote and write a policy on our new digs.
Highly recommend. Same day service !
Thanks ,

J&S Restaurant Services Inc

Eleonore Loitz

Rated 5 out of 5
4 March, 2022

Ruth is AWESOME I HAD HER FOR insurance 3.5 years ago ..went home to Canada for a family emergency ..came back this Feb 2022 and thought of no one but her for insurance matters..will pass her name and email to ALL I can…I would pick her as a daughter..she is so great..after hours emailing even THANK YOU FOR RUTH GARZA.


Mark Iverson

Rated 5 out of 5
10 February, 2022

Great response time.



Rated 5 out of 5
30 January, 2022

Very quick response on a Saturday evening. Was really impressed. Thank you. Didn’t expect to hear anything until Monday.


Shelli Herred

Rated 5 out of 5
27 January, 2022

Ruth is prompt, professional and transparent. She is such a pleasure to work with.


Claire Johnson

Rated 5 out of 5
24 January, 2022

Ruth is right on top of everything. Fast and efficient. Thank you, Ruth!

policy holder

Randy Stickles

Rated 5 out of 5
20 January, 2022

Ruth was super helpful and knowledgeable! She is very capable!!

Policy holder

Guadalupe Mata

Rated 5 out of 5
18 January, 2022

Offered excellent service and was very friendly!



Rated 5 out of 5
13 January, 2022



James Smith

Rated 5 out of 5
7 January, 2022

Ruth is very helpful , kind, curteous and friendly. She handled our insurance quotes in an efficient and timely manner.
We definitely recommend her services.

Ruth Garza Inszone

Renee Lehner

Rated 5 out of 5
4 January, 2022

Ruth is always so helpful and replies so quickly. She provides excellent customer service and friendly too.


Belinda Ingle

Rated 5 out of 5
30 December, 2021

Ruth is great to work with never need to make a second call


Wendy von Hollen

Rated 5 out of 5
30 December, 2021

I cannot say enough good things about how helpful, patient, and thorough Ruth Garza was to me when I was updating my automobile and home insurance policies. Ruth always goes the extra mile to make sure my policy will benefit me the best. She was very knowledgeable about the insurance industry and catered a policy specific to my needs. She also was able to get me some nice discounts too. I totally recommend Ruth Garza to anyone needing an insurance broker.

Retired with no business name

Marian Mikkelsen

Rated 5 out of 5
29 December, 2021

She is always so helpful and patient with me and I really appreciate her

Retired no business name

Issam Awwad

Rated 5 out of 5
27 December, 2021

She is very very nice person and very helpful


Joanne L

Rated 5 out of 5
21 December, 2021

She was professional, servce was fast and easy. Ruth is pleasant and a pleasure to deal with. Outstanding customer service. Thank you Ruth

Joanne L

Lynn H

Rated 5 out of 5
15 December, 2021

New to town, I was referred to Ruth as a resource to help me navigate the marketplace to enroll in a health plan. Ruth was outstanding in her responsiveness, willingness to help, patience, and follow-up to make sure all of my questions were answered to complete the on-line enrollment ahead of the deadline. In a time when a poor service experience seems the norm, Ruth was a delight! Thanks, Ruth!

Self Employed

Adriana Arredondo

Rated 5 out of 5
13 December, 2021

Ruth has been my agent since 2005, she is the best!!! Very efficient, professional, outstanding customer service!!! And she is super fast!!! I call her speedy Gonzalez!!! 🙂



Rated 5 out of 5
13 December, 2021

Ruth was extremely helpful and very professional. She is great.

Billy vaughn

Irene Saldana Garza

Rated 5 out of 5
10 November, 2021

Ruth has always been very helpful when we have any questions about our policies. I highly recommend her.

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